On-Trend Essentials You Need for That Last Summer Vacation (That You Can Pay for Over Time With Affirm)

Krystalyn’s top advice is the simplest: “Always consider the weather.” Since you’ll probably want to take a dip no matter where you travel, a chic, comfortable bathing suit is a must. This one fulfills a few of summer’s trends: It’s a flattering black (high-waisted bottoms FTW!) and has a subtle metallic sheen. Because why not bring some bling to the beach?

Buy Now: Oseree Lumière High-Waisted Bikini on Moda Operandi (as low as $25/mo with Affirm*)

“I like to stick to neutrals no matter what the trend may be,” says Krystalyn, “So I’ll opt for shades such as beiges, white, and grays.” These off-white ergonomic slides are made of recycled material with a memory foam footbed for extra comfort. Plus, they’ll go with everything else in your suitcase.

Buy Now: Parque Slide on Rag & Bone (4 interest-free payments of $57 with Affirm*)

We consider leopard print a neutral. Not only is the pattern here to stay, this versatile sarong can be worn thrown over a bathing suit or as a skirt with a plain T-shirt or button-down for dinner. Plus, the blue print is surprisingly elegant.

Buy Now: LA BLANCA Apulia Coverup Pareo on Neiman Marcus (4 interest-free payments of $23 with Affirm*)

An everyday tote is essential for everyday life, but it also comes in handy wherever you’re traveling. After all, advises Kristalyn, you’ll need somewhere chic to stow everything from your beach read and sunscreen to your kids’ sand toys and snacks. A straw tote with a decorative floral scarf—like this one from Draper James (Reese Witherspoon’s brand!)—fits the bill.

Buy Now: Draper James Everyday Tote on The Real Real (as low as $14/mo with Affirm*)

No matter where you’re traveling this summer, you can’t go wrong with a relaxed pair of shorts that go with everything. Krystalyn throws a pair on over her swimsuit for a fast and fashionable outfit. The paperbag-waist on this pair is on-trend (not to mention forgiving on your midsection) and the light color and linen fabric will keep you cool.

Buy Now: Posse Ducky Linen Shorts on Moda Operandi (as low as $19/mo with Affirm*)

“I like to pack items that can be universal to whatever activity we’re doing,” says Krystalyn. What’s more universal than a casual, sun-blocking hat? This breathable version will add a stylish flair to any outfit and can be worn whether you’re at the beach or an amusement park.

Buy Now: Loro Piana Straw Fedora Hat on The Real Real (as low as $64/mo with Affirm*)

“For the mountains, we’ll bring athleisure outfits so we can go hiking and camping,” says Krystalyn. Whether or not you plan on being active, a cropped tank in a neutral color will look sleek with your leggings. (Or shorts and skirts if the most rigorous thing on your itinerary is a day of shopping.)

Buy Now: Alo Yoga Cover Tank Top on Neiman Marcus (4 interest-free payments of $14 with Affirm*)

Nothing screams summer like a crisp white sundress. We love this one for its floaty cotton fabric and delicately pleated skirt. Style yours over a swimsuit for a laid-back day at the beach or pair with flat lace-up sandals for dinner out on the town. Bonus: The brand is environmentally conscious.

Buy Now: Three Graces London Aspen Cotton Midi Dress on Moda Operandi (as low as $67/mo with Affirm*)

TikTok has spoken: ’90s fashion is here to stay. Spice up your life (and your hair) with this multicolored scrunchie made of upcycled vintage silk scarves. You’ll be adding a pop of color to your outfit and contributing to sustainable fashion at the same time. Win-win.

Buy Now: Upcycled Silk Scrunchie on The Real Real (as low as $11/mo with Affirm*)

Krystalyn loves a flirty pink minidress for a day of sightseeing or window shopping. The fit-and-flare silhouette on this one is super flattering, while the ruffles add a touch of bohemian whimsy. Go straight from day to night or slip it on for cocktails after an afternoon at the beach.

Buy Now: LOVESHACKFANCY Natasha Ditsy Floral Mini Dress on Neiman Marcus (as low as $32/mo with Affirm*)

A pair of old-school sneakers are your summer vacation secret weapon. Whether you’re at the airport, theme park or touring town, these two-tone trainers will look effortlessly cool. But no matter what you choose to pack, make sure it feels like you. “Always dress comfortably!,” says Kristalyn, “If it’s pops of color, all black, or even neutral shades, wear what makes you feel good.”

Buy Now: Retro Runner Sneaker on Rag & Bone (4 interest free payments of $57 with Affirm*)

*Your rate will be 0% APR or 10 to 30% APR based on credit and is subject to an eligibility check. For example, a $400 purchase might cost $34.00 per month over 12 months at 15% APR. Paid interest is non-refundable on returns. Affirm Financing is applied directly to the purchase price which excludes shipping fees and taxes. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.