Pick your credit card wisely and you could end up with a free roundtrip flight to Bangkok--or, at the very least, complimentary room upgrades and access to VIP airport lounges. Here, the four best cards depending on your lifestyle.
Best for frequent flyers: The Platinum Card from American Express
If you tend to travel a lot for work, this is your best option. Between the $200 annual credit toward incidental airline fees (checking an extra bag, in-flight food), savings on companion tickets (for when you finally get to travel for fun) and access to more than 800 airport lounges internationally, you’ll get more bang for your buck.
Best if you like fancy hotels: The Starwood Preferred Guest Card from American Express
Earn up to five points per dollar spent at participating hotels (and one point on all other purchases) and use them to book a room at more than 1,200 upscale locations around the world--including prestigious properties like the St. Regis and W Hotels.
Best for avoiding fees: BankAmericard Travel Rewards Credit Card
If you want a no-frills card that you can bring with you worldwide without incurring any annoying transaction fees, this is your guy. Though the points earned on purchases (1.5 points on every dollar spent) aren’t the most noteworthy, you don’t have to pay an annual membership fee--and your points can be used with any airline or hotel at any time since they never expire.
Best for worrywart travelers: Chase Sapphire Preferred Card
In addition to a generous sign-up bonus (50,000 extra points when you spend $4,000 in the first three months), this premium card offers up to $3,000 reimbursement for lost luggage (and $500 for delayed bags), rental car insurance and travel insurance for up to $500,000 (whereas most cards only offer up to $100,000).