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Ah, spring shopping. The promise of fresh, balmy weather and a chance to shed our cashmere in exchange for a fresh crop of spring frocks and chunky sandals. (Is it just us, or does the spring fashion elicit even more excitement than fall?)

Thankfully, with the new rise of tempting trends—like these four must-haves below—comes Affirm: A simpler way to pay for your investment purchases this year.

Never heard of this magical service? Well, here’s the gist: Affirm is a new a payment alternative to credit cards. Essentially, it allows you to split your purchases into easy bi-weekly or monthly payments, giving you the flexibility to pay over time. Affirm has partnered with thousands of retailers, so once you add items to your cart, all you need to do is select “Affirm” as your payment option at checkout and you’ll see exactly what you owe upfront. Unlike some credit card companies and other services, Affirm will never charge you late or hidden fees—which means those spring investment pieces are now more accessible than ever.

Ready to get started? Here’s what’s on our shopping list.

Christian Vierig/Getty Images

Loafers

Loafers are *the* fashion-forward shoe trend of spring 2021. Why’s that? Because they go with everything from shorts to dresses and they’re super comfortable. The rise in popularity of this slightly dorky shoe style can be directly linked to the backless loafer trend that’s been unshakable over the past few years (yes, we’re looking at you, Gucci). But this year’s version has evolved from the sleek backless slide to a decidedly chunkier thick sole and, yes, has full heel coverage.

Christian Vierig/Getty Images

Timeless Florals

Miranda Priestly may find them blasé, but spring florals are a classic we all look forward to sporting year after year after year. For the updated version on the trend, it’s all about mixing and matching dainty daisies with delicate blooms in more muted hues (as opposed to sticking to just one pattern, like vibrant tropical palms).

Christian Vierig/Getty Images

Retro Sneakers

Think more along the lines of Onitsuka Tiger, rather than chunky ’90s styles. Folks are upgrading their WFH sweatsuits and thick-soled dad sneakers for more streamlined trackpants, sleek anoraks and sporty kicks with a vintage vibe. Fashion houses showcased styles paired with oversize dresses in a multitude of colors (a look we absolutely stand by), but these will look equally good with some raw-hem cropped jeans and an oversize blouse for a more casual vibe.

Beyond Yoga

Luxe Loungewear

Like many people, you’ve spent the last 11 months almost exclusively in leggings, sweatshirts, T-shirts and joggers. Pretty much anything stretchy and comfortable and as far away from structured grown-up clothes as possible. But amidst a sea of cotton, fleece and spandex, one outfit has risen above the pack to become my most-worn look of the past year: The matching set. Continue rocking it for as long as you can with these luxe upgrades.

Disclosure: *Subject to eligibility. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.

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