6 Jewelry Layering Tips for Every Trending Type of Top

ICYMI: One of fall’s biggest overarching trends is the resurgence of Y2K fashion. And yep, that means the revival of the infamous polo collar. It’s a neckline that was practically made for rocking a “neck mess,” but this time around, we’re doing it right. Our suggestion: Resurrect the style in the form of a soft button-down cardigan that can be worn with something underneath, or buttoned up as a top on its own. Then, take three necklaces of varying lengths—but all about 18 inches or less—to form a tiered effect. These picks from Roberto Coin are all 18-karat yellow gold and embellished with diamonds of different shapes for a cohesive yet varied look.

Shop the look: Roberto Coin Emerald Cut Diamond Necklace; Roberto Coin Necklace with Five Diamond Stations; Roberto Coin Love in Verona Circle of Life Pendant with Diamond Flower; Everlane Alpaca Collared Cardigan

A turtleneck is the perfect opportunity to rock an ear party and let it shine. Here’s how: Fasten a pair of studs to your first holes—we love this glam set that features diamonds, mother of pearl and a rainbow of sapphires (rainbow is yet another Y2K trend we’re loving)—then go for a small, hooped earring in your second holes instead of the traditional vice versa. The one you see here is convertible and can be worn two ways: As a hoop for moments like these, or as a shoulder duster for more formal occasions.

Shop the look: Roberto Coin Convertible Gold Diamond Earring; Roberto Coin Love in Verona Stud Earrings; J.Crew Tissue Turtleneck

Picture this: a fresh manicure bedazzled with glinting stacked rings, peeking out at the tip of a puffed statement sleeve that ends below the wrist. Chic, right? And very ‘70s-inspired. We love a mix of yellow and rose gold in bands both heavy and thin for subtle interest that catches the eye. Wear the weightiest ring on a finger of its own, then stack two bands on another finger from the same hand to nail the look.

Shop the look: Roberto Coin Gold Link Ring with Diamonds; Roberto Coin Pois Moi Band Ring; Roberto Coin Eternity Band Ring; Cinq a Sept Libby Puff-Sleeved Top

A crewneck tee is classic fall attire, probably because it pairs so effortlessly with jackets of all kinds. Blazers, denim, bombers, you name it—they all come together with this top to perfectly frame necklaces. This season, as you assemble your stack, reach for chains. Tip: Keep them on the shorter side (no more than 17 inches) and select just two with different style lengths. We love how a more open design, like this paper clip link chain from Roberto Coin, looks with a thicker option, like this Roberto Coin almond link chain. Just remember: It’s all about playing with proportions.

Shop the look: Roberto Coin Alternating Polished Fluted Fine Paper Clip Link Chain; Roberto Coin High Polish Almond Link Chain; COS T-Shirt

Balance out the bulk of your favorite cozy knit with some lightweight neck candy. Unlike the polo styling, the trick here is to wear longer pendants that won’t get lost underneath your neckline. We love these 18-karat gold Roberto Coin pieces, which measure at 18 and 19 inches and offer the perfect mid-chest placement.

Shop the look: Roberto Coin Diamond Zodiac Medallion Pendant on Paper Clip Chain; Roberto Coin Circle Pendant with Diamonds; Cuyana Recycled Cashmere Mock Neck Sweater

Okay, we’ll admit we’re not entirely ready to retire all of our sweatshirts. A half-zip pullover is the most athleisure-, weekend-errand-running-ready of the bunch, and an easy way to elevate it into a look you’ll be happy being seen in is to layer bracelets at the cuff. Now’s the time to go for mixed metals: The 18-karat white gold Roberto Coin bangle adds just the right amount of variation to make the pile feel fresh, while the pearls and chain links add something of a naughty and nice vibe to your stack.

Shop the look: Roberto Coin Four Station Pearl Bracelet; Roberto Coin Love in Verona Narrow Width Bangle; Roberto Coin Gold Oro Classic Bracelet; Richer Poorer Terry Mock Neck Sweatshirt