A little bit about myself: I work full time as a freelance writer, I share custody of my two lovely children with my former partner, my relationship with my fiancé is a dream…and my finances are a nightmare.
That last part really hit home when tax season rolled around in April and I realized that I have failed in a pretty big way to adjust to the unique circumstances of being “self-employed.” (Translation: I got hit with a sky high tax burden and the expectation to pay estimated taxes, something I should apparently have been doing for the last few years but only just learned about.)
For two years now, I have helplessly watched my tax debt increase—a problem my fiancé and I have vowed to address as our first priority now that he’s adjusting to life in a new city and is able to start earning something, albeit not much as of yet, as a chess instructor. We also agreed to table any conversations about an actual wedding. We have a long-term engagement out of financial necessity…because who can justify a fancy dress and a honeymoon when you owe money to the IRS?
But then, I started thinking: Doesn’t getting married come with some tax-related perks? I could have sworn I heard that somewhere—so what if we just eloped now to take advantage of those and then have our dream wedding someday down the road?