6 Creative Ways to Save Money in July
Vacations, ice cream, cute summer sandals—all these fun-filled summertime expenses can start to add up. But if you get creative and cut costs in other places, you can make sure you have enough cash to spend on joyful things in July. Here, six financial shortcuts to take this month.
Splurge on a Beach Pass
Depending on how many beach visits you’re planning through September, it could be more cost-effective to shell out for a seasonal pass. For example, say it’s $70 for unlimited parking all summer long at your local state park beach. Divide that by the daily rate of $8 and it’s worth it if you plan to go nine times or more.
Pick Up Clearance Red, White and Blue Paper Goods
They’re everywhere pre-Fourth of July, but when the long weekend has come and gone, they’re on super sale (often 50 to 60 percent off). Who says you get to be patriotic only once per year?
Keep an Eye Out for Discounted School Supplies
Gosh, don’t you hate the marketers that as early as July start wishing summer away? (School is coming!) Still, keep your eyes peeled for hefty discounts aimed at cost-conscious early bird shoppers. In some cases, you could find markdowns at places like Target and Staples for as much as 75 percent off. (Keep in mind that the bigger discounts apply to non-name brand stuff.)
Treat Yourself to a New Swimsuit
It may seem counterintuitive, but if you’re in the market for a new summer suit, July is the best time to buy. Here’s why: Retailers are actually already starting to make way for fall merch. Plus, they figure most people already bought their suits in late spring. OK, so sizes may be a bit limited, but you could save as much as 15 to 25 percent.
Prioritize Weekend DIYs
You’ve been meaning to repaint the backyard shed since 2016. Now’s the best time to do it since retailers like Lowe’s and Home Depot offer savings that play to the nice weather. (Hey, it’s a lot easier for your shed to dry if the weather is warm, right?) The discounts aren’t steep, but even 15 percent saved on a gallon of cool beige adds up.
Don’t Forget About National Ice Cream Day
It’s July 15! Save the date. It usually comes with a free, cheap or extra-special scoop. Just ask your local purveyor to find out what they’re serving.