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SoFi Can Help Save You Money
A quick online rate check could save you an average of $14,000.

Big win: You’re done with grad school and thriving in a career you’ve trained long and hard for. The only downer: Your large monthly student-loan payments cost more than leasing an Audi. 

So use your smarts--and feel more financially secure--by refinancing with SoFi.

The online financial service saves its clients $14,000 on average by refinancing both federal and private student loans. And you can get started now by filling out a quick online form to find your rate (it only takes about 10 minutes). 

SoFi has no application fees or origination fees. Besides the low interest rates (variable rates as low as 1.90% APR* and fixed rates from 3.50% APR*), there are lots of extras not offered by traditional institutions, including unemployment protection and career services (because you just never know).

Come on, aren’t you curious? Find your new rate with a couple of keystrokes and reshape your financial future today.


*Fixed rates from 3.50% APR to 7.24% (with AutoPay). Variable rates from 1.90% APR to 5.19% (with AutoPay). Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. See APR examples and terms. Lowest variable rate of 1.90% APR assumes current 1 month LIBOR rate of 0.19% plus 1.71% margin. Not all borrowers receive the lowest rate. If approved for a loan, the fixed or variable interest rate offered will depend on your credit history, and the term of the loan and other factors, and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.

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