Your credit score: While that little three-digit number doesn’t wield as much power as, say, God or Jenna Lyons, it does have the ability to make or break most of your financial hopes and dreams.
A good one (720 or above) will land you the lowest interest rates when you borrow money--whether it’s for your four-bedroom colonial dream house or a sweet little Jetta sedan. But a poor one (below 600) will leave you paying high interest rates and sweating your ability to secure a loan.
What to do? Well, you already know that paying bills on time is the easiest way to keep your score top-notch. But you might be surprised by some of the sneaky things that are secretly bringing that puppy down... like car rentals... and library fines.
Head here to see the culprits.